TIMEBANK
000%
Wallet · Initialising secure session
Live PKR 142,860 moved this hour

Your money.
In four digits.

Timebank is the campus wallet rebuilt around speed and certainty. Tap a 4-digit code, scan a QR, and money lands instantly — with the audit trail of a real bank.

Joined by students across 14 campuses this term
Wallet code
0421
QR scan
Instant
Sent to Ayesha
+PKR 850
FA
Good evening,
Usman
Available balance
PKR 12,480.00
Code · 0421
Updated just now
Send
Receive
Scan
History
Recent activitySee all
From Hamza
Code · 7714 · Today
+1,200
Campus Cafe
QR · Yesterday
−380
To Ayesha
Code · 0192 · Mon
−850

Designed around the way campus money moves

Instant transfers
Locked & audited
Mobile-first
Network-resilient
4-digit codes
Zero fees
Send in four digits Scan, pay, done Atomic settlement Zero fees Audit-grade history
Features

The wallet, rewritten for campus life.

Every interaction was rebuilt from first principles — from how you identify a friend to how a transfer actually settles.

Identity, in four digits.

Forget phone numbers, account numbers and clipboard juggling. Every wallet gets a unique 4-digit code that's yours alone.

0421

Scan, pay, done.

Every wallet generates a live QR. Point your camera, confirm the amount, settle in milliseconds.

Atomic transfers.

Every transfer is locked at the row level, re-checked after the lock, and committed or rolled back as one. No partial debits. Ever.

Weak-network safe.

Tap confirm twice on bad Wi-Fi? Timebank recognises the idempotency key and returns the same result. No double charges.

Audit-grade history.

Every paisa moved leaves two ledger rows — one debit, one credit — balance before, balance after. Defensible end to end.

One wallet.
Every campus moment.

From the cafeteria queue to splitting a hostel bill, Timebank stays out of the way until you need it — then it's a single tap.

Sent · QR
380
Campus Cafe11:42
Received · Code 7714
+1,200
From Hamza14:08
Wallet
PKR 12.4k
Code 0421Live
Step 2 of 3
Sending to
AY
Ayesha Khan
Code · 0192
Amount
PKR 850.00
+
Note
Instant
Locked
Locked with idempotency key · settles atomically
How it works

From signup to settle, in four moves.

No KYC theatre, no waiting list. Sign in, get your code, and start moving money the way it should have always worked.

01

Open Timebank

Tap "Launch wallet" and continue with your student email. A wallet is provisioned for you in under a second.

02

 Get your code

Every wallet gets a unique 4-digit identity. Share it like an Instagram handle — people just type to send.

03

 Scan or type

Point at a QR or type a 4-digit code, confirm the amount, and tap send. Recipient name shows before you commit.

04

Settled atomically

Wallets are locked, balances re-checked, ledger rows written — all in one transaction. You get a clean receipt.

Built on defences Row-level locks Idempotent by design Two-entry ledger
Security

Built on defences, not promises.

Security isn't a section on the about page — it's the database engine itself. Row-level locks, two-row ledger entries and idempotency keys mean money behaves predictably even when networks don't.

  • Row-level locking

    Both wallets are locked deterministically before any balance change. Concurrent transfers can't race each other.

  • Idempotent by design

    Every send carries a unique key. Retry on a flaky network and you get the same receipt, not a duplicate charge.

  • Two-entry ledger

    Every transfer writes a debit and a credit row with before/after balances. The trail is auditable to the paisa.

  • RLS, not vibes

    Row-level security gates every read & write to your own wallet. Money moves only through audited RPCs.

0s
Median settle time, measured across the term
0%
Of transfers commit on the first attempt
0
Unique 4-digit identities, one per student
0 PKR
Transfer fees — ever, on any plan
FAQ

Questions, answered.

Timebank is a campus wallet. You get a unique 4-digit code and a live QR — share either and people can send you PKR instantly. Behind the scenes every transfer runs through atomic, row-level-locked database transactions.
Tap any "Launch wallet" or "Start now" button on this page. You'll be taken straight into Timebank, where signup takes about 20 seconds. A wallet, a 4-digit code and an active QR token are all provisioned automatically.
You're redirected into the live Timebank app, hosted at time-bank-ten.vercel.app. This landing page is purely the front door — no signup or KYC happens here.
No. This page just exists to introduce Timebank. All accounts, wallets and transfers live inside the app itself.
Timebank is mobile-first. The app is built around a single-column, thumb-friendly layout, and this landing page adapts down to small phone widths without losing any of its motion or hierarchy.
Yes. The landing page is three files — index.html, styles.css, script.js — with no build step required. Drop them on Vercel, Netlify or any static host.

Ready to move money at student speed?

Open Timebank now — your 4-digit code is waiting on the other side.

Start now